Personal Banking
Let Bank of Oak Ridge
help you manage your personal financial needs
with our variety of products including checking and savings accounts, debit cards,
online and mobile banking, and personal loans.
Checking
No fee for average balances greater than $1,500.00
Monthly Maintenance Fees:
$5.00 if balance is $0.00-$199.99
$4.00 if balance is $200.00-$299.99
$3.00 if balance is $300.00-$399.99
$2.00 if balance is $400.00-$499.99
Free if balance is $500.00 or greater
Per check charge is $.10 per check after first 10 checks if balance is less than $500.00
No fee for average balances greater than $3,000.00
Monthly Maintenance Fees:
$6.50 if balance is $0.00-$999.99
$3.50 if balance is $1,000.00-$1,499.99
Interest rate is variable
Free if balance is $1,500.00 or greater
Per check charge is $.10 per check after first 10 checks if balance is less than $1,500.00
Monthly Maintenance Fees:
$5.00 if balance is $1,000.00-$9,999.99
Plus per item paid $.15
Free if balance is $10,000.00 or greater
Interest rate is variable
Balance less than $1,000.00 – Regular NOW Rate
Balance $1,000.00 or greater – SuperNow Rate
Savings
Monthly Maintenance Fees:
$2.00 per withdrawal over 3 per quarter
Interest rate is variable
Balance less than $1,000.00 – Interest Rate is variable
Balance $1,000.00 or greater – Interest rate is variable
CDs
6 month – $500.00 opening deposit
1 year – $500.00 opening deposit
18 month – $500.00 opening deposit
24 month – $500.00 opening deposit
48 month – $500.00 opening deposit
60 month – $500.00 opening deposit
Interest rate is variable
Money Markets
$2,500.00 opening deposit
SERVICE CHARGES:
Personal Accounts
Balance less than $2,500.00 – $.50 per withdrawal
Balance $2,500.00 or greater – Free
Business Accounts
$4.00 per month plus $.07 per foreign item deposited
Interest rate is variable
Balance less than $2,500.00 – Regular NOW Rate
Balance $1,000.00 or greater – Money Market Rate
IRA Account
$1,000.00 opening deposit
Interest rate is variable
Loans
Loans for personal expenses and car financing
Other Services
Online Banking
Mobile Banking
Debit Card
Safe Deposit Boxes
Money Orders
Cashier’s Checks
Wire Transfers
Reorder Checks
Loan Credit Life and Disability Insurance
Notary
Mobile
Location
Reorder
Lost or