Personal Banking

 

Let Bank of Oak Ridge
help you manage your personal financial needs
with our variety of products including checking and savings accounts, debit cards,
online and mobile banking, and personal loans.

Checking


$100.00 opening deposit
No fee for average balances greater than $1,500.00

Monthly Maintenance Fees:
$5.00 if balance is $0.00-$199.99
$4.00 if balance is $200.00-$299.99
$3.00 if balance is $300.00-$399.99
$2.00 if balance is $400.00-$499.99

Free if balance is $500.00 or greater
Per check charge is $.10 per check after first 10 checks if balance is less than $500.00


$1,500.00 opening deposit
No fee for average balances greater than $3,000.00

Monthly Maintenance Fees:
$6.50 if balance is $0.00-$999.99
$3.50 if balance is $1,000.00-$1,499.99
Interest rate is variable
Free if balance is $1,500.00 or greater
Per check charge is $.10 per check after first 10 checks if balance is less than $1,500.00


$2,500.00 opening deposit

Monthly Maintenance Fees:
$5.00 if balance is $1,000.00-$9,999.99
Plus per item paid $.15

Free if balance is $10,000.00 or greater
Interest rate is variable
Balance less than $1,000.00 – Regular NOW Rate
Balance $1,000.00 or greater – SuperNow Rate

Savings


$100.00 opening deposit
Monthly Maintenance Fees:
$2.00 per withdrawal over 3 per quarter
Interest rate is variable

$1,000.00 opening deposit
Balance less than $1,000.00 – Interest Rate is variable
Balance $1,000.00 or greater – Interest rate is variable

CDs


6 month – $500.00 opening deposit
1 year – $500.00 opening deposit
18 month – $500.00 opening deposit
24 month – $500.00 opening deposit
48 month – $500.00 opening deposit
60 month – $500.00 opening deposit
Interest rate is variable

Money Markets


$2,500.00 opening deposit

SERVICE CHARGES:
Personal Accounts
Balance less than $2,500.00 – $.50 per withdrawal
Balance $2,500.00 or greater – Free

Business Accounts
$4.00 per month plus $.07 per foreign item deposited
Interest rate is variable
Balance less than $2,500.00 – Regular NOW Rate
Balance $1,000.00 or greater – Money Market Rate

IRA Account


$1,000.00 opening deposit
Interest rate is variable

Loans


Loans for personal expenses and car financing

Other Services


Online Banking
Mobile Banking
Debit Card
Safe Deposit Boxes
Money Orders

Cashier’s Checks
Wire Transfers
Reorder Checks
Loan Credit Life and Disability Insurance
Notary

Mobile-App-whiteMobile
Banking App

Location-whiteLocation
& Hours

reorder-checks-whiteReorder
Checks

lost-or-stolen-checks-whiteLost or
Stolen Card