Business Banking


Bank of Oak Ridge
focuses on small to medium sized businesses. The combination of our business
banking products and innovative mobile and online banking services will allow you to manage
your business’ finances easily and efficiently, leaving you more time to focus on your customers.


$100.00 opening deposit
No fee for average balances greater than $1,500.00

Monthly Maintenance Fees:
$5.00 if balance is $0.00-$199.99
$4.00 if balance is $200.00-$299.99
$3.00 if balance is $300.00-$399.99
$2.00 if balance is $400.00-$499.99

Free if balance is $500.00 or greater
Per check charge is $.10 per check after first 10 checks if balance is less than $500.00


$100.00 opening deposit
Monthly Maintenance Fees:
$2.00 per withdrawal over 3 per quarter
Interest rate is variable

$1,000.00 opening deposit
Balance less than $1000.00 – Interest Rate is variable
Balance $1,000.00 or greater – Interest rate is variable


6 month – $500.00 opening deposit
1 year – $500.00 opening deposit
18 month – $500.00 opening deposit
24 month – $500.00 opening deposit
48 month – $500.00 opening deposit
60 month – $500.00 opening deposit
Interest rate is variable

Money Markets

$2,500.00 opening deposit

Personal Accounts
Balance less than $2,500.00 – $.50 per withdrawal
Balance $2,500.00 or greater – Free

Business Accounts
$4.00 per month plus $.07 per foreign item deposited
Interest rate is variable.
Balance less than $2,500.00 – Regular NOW Rate
Balance $1,000.00 or greater – Money Market Rate

IRA Account

$1,000.00 opening deposit
Interest rate is variable


Business Loans
Business Lines of Credit

Other Services

Online Banking
Mobile Banking
Debit Card
Safe Deposit Boxes
Money Orders

Cashier’s Checks
Wire Transfers
Reorder Checks

Mobile Banking App IconMobile
Banking App

Location & Hours IconLocation
& Hours

Reorder Checks IconReorder

Lost or Stolen Card IconLost or
Stolen Card