Personal Banking
Let Bank of Oak Ridge
help you manage your personal financial needs
with our variety of products including checking and savings accounts, debit cards,
online and mobile banking, and personal loans.
Checking
Minimum opening deposit – $50.00
Monthly Maintenance Fees:
Monthly service fee – $0.00
Paper statement fee – $5.00 per month
Online statement fee – Free
Minimum balance – $0.00
Interest earning – No
Transaction limitation – None
Checks included – Yes, for a fee
Online banking and bill pay – Free
Minimum opening deposit – $25.00
Monthly Maintenance Fees:
Monthly service fee – $5.00
Statement options – Paper or eStatement
Paper statement fee – $5.00 per month
Online statement fee – Free
Interest Bearing – Yes
Minimum balance for interest – $0.00
Transaction limit – 6 withdrawals per month
Excess transaction fee – $5.00 per withdrawal
Savings
Personal Savings
With a personal savings account from the Bank of Oak Ridge, you can rest assured that our accounts are designed to help you save while providing flexibility and security. Dive into a world of competitive interest rates to increase your savings with our personal savings account. With just a $100 minimum deposit, enjoy the full benefits of a secure account and watch your money grow over time.
Minimum opening deposit – $100.00
Monthly Maintenance Fees:
$5.00 if balance below $100.00
Statement options – Paper or eStatement
Paper statement fee – $5.00 per month
Online statement fee – Free
Interest bearing – Yes
Minimum balance for interest – $0.00
Transaction limit – 6 withdrawals per month
Excess transaction fee – $5.00 per withdrawal
CDs
6 month – $500.00 opening deposit
1 year – $500.00 opening deposit
18 month – $500.00 opening deposit
24 month – $500.00 opening deposit
48 month – $500.00 opening deposit
60 month – $500.00 opening deposit
Terms available 1-60 months | Check with bank for current interest rates
Compounding schedule – Monthly and Quarterly
Early withdrawal penalty – Yes
Money Markets
Minimum opening deposit – $2,500.00
Monthly service fee – $10.00 if below $2,500.00
Minimum balance – $2,500.00 to avoid fee
Maintenance fee – $10.00 if below $2,500.00
Statement options – paper or eStatement
Tiered interest rates – Yes
Quarterly compounding – Yes
IRA Account
$1,000.00 opening deposit
Interest rate is variable
Loans
Loans for personal expenses and car financing
Other Services
Online Banking
Mobile Banking
Debit Card
Safe Deposit Boxes
Credit Cards
Money Orders
Cashier’s Checks
Wire Transfers
Reorder Checks
Notary
Mobile
Location
Reorder
Lost or